Welcome to gogreenlightloans.com! This website (this "Site") is owned and operated by GoGreenLightLoans Canada Inc. ("Greenlight", "we", "us", "our", and words of like meaning). This Site provides you with information regarding products and services offered by Greenlight and third parties, including customers, service providers, and trading partners. By clicking on the links provided on this Site, this Site provides you with the ability to connect with such third parties in order to process mortgages and related transactions and to receive more information about third-party products and services. This Site, the Content, and the Links (each, as defined herein) are made available to you subject to your compliance with these terms and conditions of use and our Privacy Policy (collectively, these "Terms of Use").
THESE TERMS OF USE CONSTITUTE A BINDING LEGAL AGREEMENT BETWEEN YOU AND GREENLIGHT. BY ACCESSING OR USING THIS SITE IN WHOLE OR IN PART, YOU COVENANT AND AGREE TO BE BOUND BY, AND COMPLY WITH, THESE TERMS OF USE AND REPRESENT AND WARRANT THAT YOU HAVE READ AND UNDERSTAND THESE TERMS OF USE. IF YOU DO NOT AGREE TO BE BOUND BY, AND COMPLY WITH, THESE TERMS OF USE IN WHOLE OR IN PART, YOU ARE NOT PERMITTED TO ACCESS OR USE THIS SITE OR ANY CONTENT OR LINKS. YOU MAY ONLY ACCESS AND USE THIS SITE FOR LAWFUL PURPOSES.
For information about how Greenlight processes your personal information, including in connection with this Site, please review our Privacy Policy.
This Site is only intended to market and sell to residents of Canada, excluding the Province of Québec (the "Territory"). If you are a resident of a jurisdiction outside the Territory, including Québec or the EU, you are not permitted to access or use this Site in whole or in part. By accessing or using this Site, you represent and warrant that you are a resident of the Territory and that you are not a resident of any other jurisdiction, including Québec or the EU.
This Site is only accessible to users who are 18 years of age or older and capable of entering into binding contracts. If you are a minor or incapable of entering into binding contracts, you are not permitted to access or use this Site in whole or in part. By accessing or using this Site or any portion of it, you represent and warrant that you are at least 18 years of age and capable of entering binding contracts.
Greenlight reserves the right, in its sole discretion, to amend, modify, restate, replace, or supplement these Terms of Use in whole or in part at any time and from time to time. You should review these Terms of Use regularly. By accessing or using this Site in whole or in part after any such amendments, modifications, restatements, replacements, or supplements, you agree to be bound by, and comply with, these Terms of Use, as so amended, modified, restated, replaced, or supplemented. If any such amendment, modification, restatement, replacement, or supplement is not acceptable to you, you must immediately cease accessing and using this Site and any and all Content.
This Site contains content provided by Greenlight and third parties (the "Content"), including advertising and links (each, a "Link") that direct you to websites of third parties (each, a "Third-Party Site"). By accessing and using this Site, the Content, or any Link in whole or in part, you acknowledge and agree that:
This Site or the Links may prompt you to, or allow you to, provide, input, or upload information and other content to this Site and to us and third parties from time to time, including feedback ("Your Inputs"). By providing any of Your Inputs in connection with this Site, you represent and warrant that you have all necessary rights and licences to do so and that all of Your Inputs are true, complete, and accurate as at the time you provided it. Subject to our Privacy Policy, Greenlight reserves the right in its discretion to remove, edit, limit, or block access to any of Your Inputs at any time, and it will have no obligation to review or verify Your Inputs. You are solely responsible and liable for Your Inputs.
The Site provides means by which you can contact and provide information and feedback to us. You acknowledge and agree that, to the maximum extent permitted by applicable law and subject to our Privacy Policy, any information you provide to us other than for greater certainty personal information ("Your Information") will be treated as non-confidential and Greenlight will have no obligations whatsoever with respect to Your Information, including to keep Your Information secure or confidential. By providing us with your Information, you represent and warrant that you have all necessary rights and licences to do so and that all of Your Information is true, complete, and accurate as at the time you provided it. By providing us with Your Information, you automatically and unconditionally grant Greenlight a non-exclusive, royalty-free, irrevocable, sub-licensable, transferrable, perpetual, worldwide right and licence to use, copy, modify, display, publish, and otherwise commercialize Your Information in any way, without compensation to you, including editing, copying, modifying, adapting, translating, reformatting, creating derivative works from, incorporating into other works, advertising, distributing, and otherwise making available to the general public Your Information in whole or in part in any format or medium currently known or developed in the future ("Your Licence"). You acknowledge and agree that Greenlight may assign, transfer, or sub-license Your Licence to any person, including its affiliates, customers, service providers, and trading partners, without any further approval by you.
Any and all trademarks, corporate names, business names, and trade names of Greenlight or any of its affiliates, including GREENLIGHT™, GREENLIGHT CAPITAL™, GREENLIGHTLOANS™, GOGREENLIGHTLOANS™, GOGREENLIGHTLOANS.CA™, GOGREENLIGHTLOANS.COM™, GOGREENLIGHTINSURANCE™, GOGREENLIGHTWEALTH™, and GOGREENLIGHTMOBILE™ and any and all logo, word script, and design versions thereof, in each case whether registrable or not, owned, or used by Greenlight or any of its affiliates are trademarks of Greenlight or its affiliates, as applicable (collectively, the "Greenlight Marks"). Other trademarks, service marks, graphics, and logos used in connection with Greenlight Property may be the trademarks of their respective owners ("Third-Party Marks"). You are not granted any right or licence with respect to any Greenlight Marks or any Third-Party Marks.
Subject to and in accordance with the terms, restrictions, and conditions of these Terms of Use, Greenlight grants to you a personal, non-exclusive, non-transferable, limited to the Territory, revocable right and licence to access and use this Site and the Content and Links in accordance with these Terms of Use and applicable law and only to display on your own computer or mobile device for your own personal, internal, non-commercial use ("Permitted Uses"). All rights not expressly granted herein by Greenlight are expressly reserved by Greenlight.
You may not access or use this Site or any other Greenlight Property in any way or for any purpose that is unlawful or that contravenes these Terms of Use. Unless and only to the extent otherwise expressly permitted in writing by Greenlight, you will not access or use any Greenlight Property for any purpose that is outside the scope of the Permitted Uses or that violates the rights of Greenlight or any other person. Without limiting the foregoing, you will not, directly or indirectly, on your own or with others, in any manner whatsoever:
You may not interfere with the security of this Site, including any of the security features used to maintain the security and integrity of this Site, or otherwise abuse this Site or any systems, software, servers, resources, services, or networks connected to or accessible through this Site. You will not, nor permit or enable any third party to, attempt to enter restricted areas of this Site or Greenlight's systems or perform functions that you are not expressly authorized in writing by Greenlight. Greenlight may, without notice to you, temporarily or permanently, suspend or terminate your, or any other person's, access to or use of this Site in whole or in part or any Links or any related services, including by deactivating any passwords or links to the Internet, if Greenlight determines in its sole discretion that you, or any other parties, are obtaining unauthorized access to the systems or information of Greenlight or any of its affiliates or any of its third party service providers or trading partners.
You acknowledge and agree that any attempt by you or on your behalf to deliberately damage or misappropriate this Site or any other Greenlight Property in whole or in part or to undermine the legitimate operation of this Site or any other Greenlight Property in whole or in part may be a violation of criminal and/or civil laws, and should such an attempt be made, Greenlight reserves the right to seek damages from you to the maximum extent permitted by law.
Greenlight updates this Site and the Content periodically. Greenlight cannot and does not warrant or guarantee and disclaims any and all responsibility and liability for the accuracy, currency, or completeness of this Site or the Content. Greenlight may, at any time and from time to time, revise, supplement, or delete Content, Links, products or services, or the resources contained on or accessible by way of this Site and reserves the right to make such changes without prior notification to you.
By accessing or using this Site or any Content or any other Greenlight Property in whole or in part, you acknowledge and agree that:
To the maximum extent permitted by applicable law, you agree to, at your own cost and expense, indemnify, defend, and hold harmless Greenlight and its affiliates and third-party customers, service providers, trading partners, and licensors and each of their respective shareholders, directors, officers, employees, personnel, contractors, subcontractors, agents, and representatives from and against any and all actual, threatened, or potential civil, criminal, administrative, regulatory, arbitral, or investigative claims, demands, allegations, actions, suits, investigations, or proceedings and any and all losses, liabilities, and damages (including taxes and related penalties) and related costs or expenses, including legal fees (on a full indemnity basis), and expenses and costs of litigation, settlement, judgement, appeal, interest, and penalties (on a full indemnity basis) that may be suffered or incurred by any of them arising out of or as a result of or relating in any manner whatsoever to:
YOU ACKNOWLEDGE AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL GREENLIGHT OR ANY OF ITS AFFILIATES OR THIRD-PARTY CUSTOMERS, SERVICE PROVIDERS, TRADING PARTNERS, OR LICENSORS OR ANY OF THEIR RESPECTIVE SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, PERSONNEL, CONTRACTORS, SUBCONTRACTORS, AGENTS, OR REPRESENTATIVES BE LIABLE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, FOR ANY DAMAGES OF ANY KIND WHATSOEVER, INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, LOSS OF PROFITS, LOSS OF USE, LOSS OF DATA, PERSONAL INJURY, FINES, FEES, PENALTIES, TANGIBLE OR INTANGIBLE HARM, IRREPARABLE HARM, LEGAL FEES, OR ANY LOSS OF ANY KIND WHATSOEVER, OR OTHER LIABILITIES, WHETHER OR NOT GREENLIGHT OR ANY GREENLIGHT PERSONNEL IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSS, RESULTING FROM THE USE OF, OR THE INABILITY TO MAKE USE OF, THIS SITE OR ANY CONTENT, LINKS, THIRD-PARTY SITES, OR THIRD-PARTY SERVICES OR PRODUCTS. IF, AND ONLY TO THE EXTENT THAT, THE FOREGOING LIMITATION OF LIABILITY IS, FOR ANY REASON, HELD TO BE UNENFORCEABLE BY A COURT OF COMPETENT JURISDICTION, YOU ACKNOWLEDGE AND AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY WILL BE TO RECEIVE FROM GREENLIGHT PAYMENT FOR ACTUAL AND DIRECT DAMAGES TO A MAXIMUM AGGREGATE AMOUNT EQUAL TO $100.
BY ACCESSING AND USING THIS SITE OR ANY PORTION OF THIS SITE, YOU ACKNOWLEDGE AND AGREE THAT THE DISCLAIMERS AND EXCLUSIONS AND LIMITATIONS OF LIABILITY SET OUT IN THESE TERMS OF USE PROPERLY ALLOCATE THE RISKS BETWEEN YOU AND GREENLIGHT, AND THAT GREENLIGHT WOULD NOT BE ABLE TO OFFER THIS SITE, THE CONTENT, THE LINKS, OR ACCESS TO THIRD-PARTY SITES OR THE ASSOCIATED PRODUCTS AND SERVICES ON AN ECONOMICALLY VIABLE BASIS WERE IT NOT FOR SUCH ALLOCATION OF RISK AND EXCLUSIONS AND LIMITATIONS OF LIABILITY.
You acknowledge and agree that, to the maximum extent permitted by applicable law:
The division of these Terms of Use into Sections and the insertion of headings are for convenience of reference only and will not affect the construction or interpretation of these Terms of Use. The terms "hereof", "hereunder", and similar expressions refer to these Terms of Use and not to any particular Section, or other portion of these Terms of Use and include any agreement supplemental hereto. Unless something in the subject matter or context is inconsistent therewith, references in these Terms of Use to Sections are to Sections of these Terms of Use.
In these Terms of Use, unless the context requires otherwise, words importing the singular include the plural and vice versa and words importing gender include all genders and the terms "include" and "including" will also mean "include without limitation" and "including without limitation" respectively.
Any reference in these Terms of Use to any statute or any section thereof will, unless otherwise expressly stated, be deemed to be a reference to such statute or section as amended, restated, or re-enacted from time to time.
Neither these Terms of Use nor any of the rights or obligations pursuant hereto may be assigned, transferred, or delegated by you without the prior written consent of Greenlight. Greenlight may without restriction assign, transfer, or delegate these Terms of Use and any rights and obligations hereunder, at its sole discretion, to any person without notice to you.
The waiver by Greenlight of a breach or default of any provision of these Terms of Use by you or any delay or omission on the part of Greenlight to exercise or avail itself of any of its rights, remedies, powers, or privileges cannot be interpreted as a waiver of any succeeding breach of the same or any other provision of these Terms of Use.
In the event that any provision (or any portion of a provision) of these Terms of Use will for any reason be held by a court of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such invalidity, illegality, or unenforceability will not affect any other provision of these Terms of Use and these Terms of Use will be construed as if such invalid, illegal, or unenforceable provision (or portion of a provision) had never been contained in these Terms of Use in regards to that particular jurisdiction.
Nothing in these Terms of Use or your access to or use of this Site, any Content, any other Greenlight Property or any Links, Third-Party Sites, or any related services or products will be deemed to constitute either party hereto as an agent, representative, or employee of the other party or both parties as joint venturers or partners for any purpose.
These Terms of Use, including the interpretation, validity, effect, and enforcement of these Terms of Use, and any and all disputes arising out of or in connection with these Terms of Use or in respect of any legal relationship associated with or derived from these Terms of Use, will be governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein without giving effect to any principles of conflicts of law. For greater certainty, these laws apply notwithstanding your domicile, residency, or physical location, or the location of any Greenlight office or any Greenlight personnel with whom you may communicate or deal. This Site and the Content and Links are intended for use only in jurisdictions where they may be lawfully provided for use in the Territory and may not be accessed or used in any other jurisdiction, including any other jurisdiction where such use may be prohibited by law, including any embargoed jurisdiction.
You hereby unconditionally and irrevocably consent and agree to submit to the exclusive jurisdiction of the courts of the Province of Ontario in any action or proceeding in connection with these Terms of Use or this Site and waive any objection relating to improper venue or forum non conveniens to the conduct of any proceeding in any such court.
You acknowledge and agree that, to the maximum extent permitted by applicable law, you waive the right to a trial by jury in respect of any and all disputes arising from or in connection with these Terms of Use or this Site.
A printed version of these Terms of Use and of any notice given in electronic form will be admissible in judicial or arbitral proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
If you have any questions regarding these Terms of Use, please contact us via email to [email]. Should you choose to email us, please note that the Internet is not a secure medium, and any such communication may be lost, stolen, intercepted, or altered. You acknowledge and agree that Greenlight is not responsible or liable for any damages related to communications to or from us.